All-in-One Smart loan App

Know your loan options in 2 minutes

Access transparent loan offers from multiple banks, reviewed and matched based on your financial profile.

Check Your Eligibility
Download on App Store Get it on Google Play
Masaref App Mockup
hero-single-start
2 Years
Repayment Time

Commercial Bank Of Kuwait

7% Interest Rate

Min Eligible Salary

KWD 700

Partnered with Kuwait's leading banks

Gulf Bank
Bank KBH
Al-Tijari Bank
Gulf Bank
Bank KBH
Al-Tijari Bank
Gulf Bank
Bank KBH
Al-Tijari Bank

How Masaref Works

Masaref App
1

Start With a Few Details

Share basic details so we can understand your needs and eligibility.

2

Compare Loan Options

Compare loan options tailored to your profile and choose the one that suits you best.

3

Send Your Application

Apply directly through the app and let the bank review your request.

What Makes Us Different

Our platform connects you with multiple banks, ensures fast decisions, flexible repayment plans, and keeps you updated at every stage.

More Banks, More Choices

Access a wide range of banks and lenders in one place. Compare interest rates, fees, and terms to find the loan that best fits your needs, all from the convenience of a single platform.

Regulated by CBK

Fast Bank Review

Your loan application is reviewed quickly by our partner banks. Get decisions in a short time and move forward with your loan without unnecessary delays.

Documents Approved Today 10:30 AM

Stay Updated Every Step

Receive timely notifications about your loan application status. From submission to approval, stay informed and never miss an important update.

No Hidden Fees

Total Transparency

Loans, Fully Explained

Experience Financial Transparency Like Never Before

We believe in full transparency. Every loan offer in our app comes with clear terms, interest rates, and fees so you can make informed decisions without hidden surprises.

  • Clear Interest Rates
  • Full Loan Details
  • Smart Recommendations
  • No Hidden Fees
Masaref app transparency screen
KWD 700

Min Eligible Salary

Stories from Our Users

See what our users have to say about their experience with Masaref.

Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder
Masaref redefined budgeting. It's sharp, organized, and fun. With smart features and reminders, I'm always on the right track.
Sarah Ahmed Product Manager
Masaref changed my spending. It's easy, efficient, and enjoyable. With instant guidance and updates, I budget smarter daily.
Emma Sullivan CEO & Co Founder
Masaref upgraded my planning. It's modern, neat, and interactive. With quick insights and alerts, I never miss a thing.
Zain Mitchell CEO & Co Founder

Frequently asked questions

Find quick answers to common questions about using Masaref, security, transfers, savings, and more.

Get Your Loan Faster

Download the App

Access personalized loan offers and manage your application right from your mobile device.

Download on the App Store Get it on Google Play